How to Survive Being a Hostage in a Bank Robbery

Today, we're diving into a topic that's equal parts terrifying and unlikely: what to do if you find yourself caught in a bank robbery that turns into a hostage situation.

Bank robberies are rare.

Statistically, you're more likely to win a small lottery prize than be involved in one, but when they escalate to hostages, knowing some basic survival strategies could make all the difference.

“In 2021, about 85% of bank crime was committed at the tellers’ counter. The vast majority of thieves either passed a note to the cashier or made a verbal demand. Very few incidents involved burglary, when a thief enters the bank during nonbusiness hours, or larceny when money is stolen with no direct confrontation with employees.”

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Let's break it down step by step, from prevention to aftermath.

A quick disclaimer: I'm not a security expert or law enforcement professional. This post is based on advice from reliable sources like survival guides, law enforcement recommendations, and expert articles. Always prioritize your safety, and if you're ever in such a scenario, follow official guidance. Think of this as food for thought to build awareness, not a foolproof plan.

1. Stay Aware and Prevent Escalation Before It Happens

The best way to survive a hostage situation is to avoid one altogether.

Bank robberies often happen quickly, robbers want in and out fast, so situational awareness is key.

Before entering a bank, scan your surroundings: note anything suspicious, like loitering individuals or unusual vehicles.

If something feels off, trust your gut and leave.

If a robbery starts while you're inside, your immediate goal is to not become a target. Remain calm and avoid drawing attention.

Don't make sudden movements or try to be a hero by intervening, that's a surefire way to escalate things.

Cooperate fully with the robbers' demands, whether it's handing over money or getting on the ground.

Resistance can lead to violence, and studies show that people who appear threatening are more likely to be harmed.

If the robbers mention taking hostages (which is rare, as most want to flee quickly), try to make yourself an unappealing choice.

Politely mention a health condition, real or fabricated, that requires medication or could complicate things for them, like "I have a heart issue and need my pills soon."

This might deter them from selecting you.

2. If You're Taken Hostage: The Initial Moments

Despite your best efforts, if you end up as a hostage, the first 45 minutes are critical—tensions are high, and robbers are unpredictable.

Stay calm by focusing on deep breathing to keep a clear head.

Comply with instructions without argument: be polite, cooperative, and avoid eye contact that could be seen as challenging.

Don't whine, complain, lie, or turn your back on them.

Avoid getting into a vehicle if possible, that drastically lowers survival odds, as it gives captors more control.

If an escape opportunity arises early (like during the chaos of the robbery), take it only if you're certain of success, otherwise, it could endanger everyone.

3. During Captivity: Build Rapport and Stay Resilient

If the situation drags on, shift to long-term survival mode.

Observe your surroundings discreetly.

Note the robbers' appearances, accents, routines, and any environmental details (sounds, smells, layout) without staring, these can help police later.

Humanize yourself to the captors.

Start light conversations on neutral topics like family or shared interests to build empathy, avoid politics or anything controversial.

This can make them see you as a person, not just a bargaining chip, potentially improving treatment.

Make small, reasonable requests (like water) after establishing some rapport.

Maintain your physical and mental health: Eat if food is offered (it keeps your strength up and avoids insulting the captors), exercise subtly, and keep your mind active with goals or mental exercises.

If there are other hostages, communicate quietly and support each other, don't vent frustrations on them.

Be cautious of Stockholm Syndrome, where you might start empathizing too much with captors. It's a survival mechanism, but stay grounded.

4. The Rescue Phase: What to Expect and How to React

Rescues are the most dangerous part, more hostages die here than from execution by captors.

If you hear or see signs of a raid (explosions, shouts), drop to the floor immediately, cover your head, and stay still.

Keep hands visible and empty, don't make sudden moves that could be mistaken for hostility.

Follow rescuers' commands precisely, even if it means being handcuffed temporarily until you're identified.

Patience is key during negotiations; most hostage situations end without violence.

If you get a chance to speak to negotiators (e.g., on the phone), relay facts calmly without embellishing.

5. After It's Over: Recovery and Reflection

Once free, the ordeal isn't fully behind you.

Avoid media until debriefed by authorities, loose lips could harm ongoing situations.

Seek counseling within 12-24 hours; banks or police often provide free crisis support.

Symptoms like anxiety, flashbacks, or fear of banks are normal, address them with therapy if they linger.

Take time off to process, journal your feelings, and gradually face your fears (like visiting a bank again).

Remember, robberies are uncommon, so don't let one event dictate your life.

Wrapping Up

Surviving a bank robbery hostage situation boils down to staying calm, complying, observing, and humanizing the interaction while waiting for help.

Preparation through awareness can empower you, but ultimately, professionals handle the resolution.

If this post got you thinking about personal safety, that's the goal, share your thoughts in the comments, and stay safe out there.

Thanks for reading!

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ON SURVIVAL is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.